Martin was steadily losing his battle. Economize as he would, the earnings from hack-work did not balance expenses. Thanksgiving found him with his black suit in pawn and unable to accept the Morses’ invitation to dinner. Ruth was not made happy by his reason for not coming, and the corresponding effect on him was one of desperation. He told her that he would come, after all; that he would go over to San Francisco, to the Transcontinental office, collect the five dollars due him, and with it redeem his suit of clothes.
In the morning he borrowed ten cents from Maria. He would have borrowed it, by preference, from Brissenden, but that erratic individual had disappeared. Two weeks had passed since Martin had seen him, and he vainly cudgelled his brains for some cause of offence. The ten cents carried Martin across the ferry to San Francisco, and as he walked up Market Street he speculated upon his predicament in case he failed to collect the money. There would then be no way for him to return to Oakland, and he knew no one in San Francisco from whom to borrow another ten cents.